Term life insurance is an insurance policy that pays beneficiaries if you die while the policy is active. There's a set period for premiums, which is the amount you pay for coverage, aka the "term."

Term life insurance offers temporary coverage for a set length of time — often 10, 20 or 30 years — and provides a payout to your life insurance beneficiaries if you die during that time.

Term life insurance offers affordable coverage for a set period. Here's how it works and when it makes sense to buy a policy.

Oct 30, 2025 · Discover how term life insurance works, its benefits, and different types available, including level term, convertible, and decreasing term policies.

Jul 31, 2024 · How does term life insurance work? A term life insurance policy is a contract that lasts for a set period of time (usually between 10 to 30 years) where the insurance company pays your …

Sep 17, 2025 · Term life insurance is a type of life insurance that provides coverage for a specific period, usually 10, 15, 20 or 30 years. If you die during the term and your premiums are up to date, your …

Oct 29, 2025 · A term life insurance policy is the simplest form of life insurance: You pay a premium for a period of time — typically between 10 and 30 years — and if you pass away during that time, a death …

Aug 11, 2025 · How does term life insurance work? Term life insurance policies can cover nearly any length of time and will stay in effect for the entire period, as long as you continue to pay the …

Nov 21, 2025 · In simple terms, how does term life insurance work? It provides a death benefit if the insured passes away during the policy term, offering financial security when it’s needed most.

Term life insurance is a type of life insurance that is designed to help protect you and your loved ones for a period of time. If something happens to you during that term, your loved ones will receive the …